Loan Programs

Conventional loan programs

• 10-40 year terms
• Up to 107% financing available
• Community Home Buyer programs with reduced qualifications
• Programs for Foreign Nationals and Non-Permanent Residents

Biweekly fixed rate

• Biweekly payments reduce mortgage term and offer interest savings
• Available on Conventional and Jumbo loan amounts

Jumbo loan amounts

• Loan amounts to $15,000,000
• Special programs for High Net-Worth borrowers

Adjustable rate mortgages

• 1 year, 3/1, 5/1, 7/1 and 10/1 ARMs available. (Initial fixed rate/term followed by adjustable period)
• Interest-Only options

Government products

• FHA mortgages including 203(k) for renovations
• VA mortgages for those who serve our country
• Special Teacher, Officer and Firefighter programs
• Energy Efficient Mortgages

Non-conforming mortgages

• A vast array of products for loans that fit outside traditional guidelines
• Programs for self employed or W-2 wage/commission earners

Home equity products

• Home equity lines of credit. Open ended account, draw what you need

Specialized Products

• “Bridge” Loans to help you buy your new home before your current home is sold
• Lot Loans to purchase a building lot and construct later
• Reverse Mortgages
• Condo-Tel financing for rental condo/hotel properties

Or ask about our Customized Solutions. Tell us your personal scenario and we will design a loan for you and your situation!