Come to EPI Mortgage Center where
there’s a choice in construction financing.

Our construction programs are innovative and flexible for the consumer, builder and developer. We offer a large array of specialized programs for the consumer, investor and developer. Whether you are a professional contractor or wish to build a home for yourself, obtaining new construction financing can be difficult with most traditional lenders. At EPI Mortgage Center, the process is actually easy. We understand the challenges you face when building a home. To serve our construction clients better, we have a dedicated Builder’s Center that offers many financing alternatives and unmatched service. Several programs are specifically designed for either builders or customers, providing the flexibility needed for construction projects.

• No money down construction mortgages with existing equity
• Owner construction financing only
  • This loan is designed for the customer who has a permanent mortgage approval from another lender and would like to obtain construction financing.
  • Customer can obtain construction financing with as little as 10% down.
  • Evidence of sufficient funds to purchase
• Builder Construction Financing Only
  • This program is designed for the builder to finance the construction. It features many of the same parameters as the customer construction financing with one important addition – it also allows the builder to finance a portion of the building lot.
• One close construction permanent mortgages with fixed rates from day one
  • This loan allows a customer to purchase a building lot, construct a home, and obtain permanent mortgage financing during a single process.
  • Interest rate may be locked in at the time of application
  • Flexible underwriting guidelines
  • 15 year fixed rate
  • 30 year fixed rate
  • 1, 3, 5, 7 and 10 year ARMs on a 30 year schedule
  • Discounted closing costs
• Speculative and subdivision loans for builders
• Renovation mortgages with little money down